Federal Student Loan Help processes the needed paperwork for borrowers with federal student loans including PLUS, Perkins, and all other loan types so that our clients may receive the best possible consolidation from the DOE. By consolidating your eligible federal student loans into one payment you can save time, effort and expense. Instead of multiple payments with different interest rates you’ll pay just one lender a single amount that is often less than the sum of your pre-consolidation payments. Better still, you’ll be dealing with a single entity whenever you need assistance with payments and other customer service issues. You may also be able to switch repayment plans at any time to meet your particular needs.

This service was designed to take the burden off of you and allow our service staff to work with you to identify the program that you qualify for and then accurately prepare and track the documents necessary. *If the DOE fails to approve your repayment assistance application due to our error, FSLHelp will refund 100% of the service charged for the preparation of your documents.

With the help of Federal Student Loan Help, my monthly payments dropped from $670.00 to $25.00 per month. I never knew that it could be possible. This makes my life a whole lot better! MBA, Brian K.

Federal Student Loan Help is an incredibly outstanding company with knowledgeable and sincere counselors.

There are over seventy federal and state level repayment programs – each with different criteria, information needs, documentation requirements and administration processes. Below you can find various programs we manage for you.

Financial Hardship:

  1. Income-Based Repayment: You must make 25 years of eligible payments or 300 payments under the income-based repayment (IBR) program

  2. Income-Contingent Repayment: You must make 25 years of eligible payments or 300 payments under the income-contingent repayment (ICR) program.

  3. Pay As You Earn Forgiveness: You must be a new Direct Loan borrower as of October 1, 2007, with a disbursement made after October 1, 2011.

  4. Help with Default, Delinquent, Tax Offset, Wage Garnishment, Rehab, Total Disability Discharge. Public Service Loan Forgiveness, Recertification and more.